About Raze®

We’re finance professionals with backgrounds in banking, corporate finance, investments, and business strategy. But more importantly, we’re problem-solvers who love helping businesses succeed. We’ll be in your corner from day one.

ABOUT RAZE

Why choose us?

We’re more than just a platform, we’re real people committed to your success. At Raze Finance, we bridge the gap between businesses and funding, helping you access the finance you need with expert support at every step.

Unlike fully automated platforms, we believe in the power of human connection. Our team understands the complexities of business finance and works closely with you to find the right funding solutions. Whether you’re seeking investment, loans, or financial guidance, we tailor our approach to fit your unique needs.

Contact us
Businesses engaged
119
£100m +
Finance secured
UK-Wide Reach

Supporting businesses from Exeter to Scotland and Northern Ireland.

10+ SECTORS
Diverse Sectors

Tech, Real Estate, Consumer, Manufacturing, Logistics, Transport, Healthcare, Education & more.

250+
Partners in Our Network
CONNECTIONS
MADE
1000+
Smart Finance, Powered by People

Experts who make it happen

Meet the real people behind making business growth possible.

With backgrounds in business and finance, from strategy to sales and scale-ups to global corporations, you know you're in good hands.

Contact us

Alex
McIntosh

Co-CEO

alex@raze-finance.com

07572 780 755

Alex has 15 years of experience working with the UK’s most dynamic businesses, from startups to unicorns. With a background in global banking and top consultancy firms, Alex knows what it takes to scale in fast-moving environments.
Success is more than strategy—it’s about connections. Having built a strong network of entrepreneurs, investors, and industry leaders, Alex now brings that expertise to Raze, helping businesses secure the right support and funding to grow.

Tom
Addyman

Co-CEO

tom@raze-finance.com

07368 222 500

With 25 years of experience across startups, financial institutions, and corporate banking, Tom specialises in corporate finance, investment banking, and accountancy. His career spans the Midlands, London, and the UAE, where he’s driven growth and forged strategic connections. A seasoned sales leader, Tom has built businesses from the ground up, including scaling a sales operation at EY to £20 million in annual revenue in three years. Whether in the UK or abroad, his focus is helping businesses secure the right funding and opportunities to thrive.

Lydia
Hargest

Lending Solutions Director

lydia@raze-finance.com

07920 452 280

Lydia brings over two decades of banking experience, working across retail, commercial and corporate banking. She specialises in structuring lending solutions for businesses at every stage—from the early growth phase to established corporates - across industries including manufacturing and professional services. Known for her collaborative style and deep client focus, Lydia builds lasting relationships and delivers practical strategies that drive efficient and effective results for her clients.
‍

John
Houlden

Board Advisor

John is a seasoned board advisor with a 30-year track record of supporting ambitious management teams through growth, transformation, and exit. With deep expertise in corporate finance, M&A, and strategic planning, he’s worked across a wide range of sectors, most notably Business Services and Private Equity.
A chartered accountant by background, John has held senior roles as CFO, board member, and advisor, including as a Partner in EY’s Strategy & Transactions team. He brings a calm, commercial mindset and a hands-on approach to helping businesses scale with purpose.
Whether shaping growth strategies or navigating complex transactions, John’s focus is always on unlocking long-term value.

Smart Finance, Powered by People

Experts who make it happen

Meet the real people behind making business growth possible.

With backgrounds in business and finance, from strategy to sales and scale-ups to global corporations, you know you're in good hands.

Contact us

Alex McIntosh

Co-CEO

alex@raze-finance.com

 0208 175 1890

Alex has 15 years of experience working with the UK’s most dynamic businesses, from startups to unicorns. With a background in global banking and top consultancy firms, Alex knows what it takes to scale in fast-moving environments.
Success is more than strategy—it’s about connections. Having built a strong network of entrepreneurs, investors, and industry leaders, Alex now brings that expertise to Raze, helping businesses secure the right support and funding to grow.

Tom Addyman

Co-CEO

tom@raze-finance.com

 0208 175 1890

With 25 years of experience across startups, financial institutions, and corporate banking, Tom specialises in corporate finance, investment banking, and accountancy. His career spans the Midlands, London, and the UAE, where he’s driven growth and forged strategic connections. A seasoned sales leader, Tom has built businesses from the ground up, including scaling a sales operation at EY to £20 million in annual revenue in three years. Whether in the UK or abroad, his focus is helping businesses secure the right funding and opportunities to thrive.

Lydia Hargest

Lending Solutions Director

lydia@raze-finance.com

07920 452 280

Lydia brings over two decades of banking experience, working across retail, commercial and corporate banking. She specialises in structuring lending solutions for businesses at every stage—from the early growth phase to established corporates - across industries including manufacturing and professional services. Known for her collaborative style and deep client focus, Lydia builds lasting relationships and delivers practical strategies that drive efficient and effective results for her clients.

John Houlden

Board Advisor

John is a seasoned board advisor with a 30-year track record of supporting ambitious management teams through growth, transformation, and exit. With deep expertise in corporate finance, M&A, and strategic planning, he’s worked across a wide range of sectors, most notably Business Services and Private Equity.
A chartered accountant by background, John has held senior roles as CFO, board member, and advisor, including as a Partner in EY’s Strategy & Transactions team. He brings a calm, commercial mindset and a hands-on approach to helping businesses scale with purpose.
Whether shaping growth strategies or navigating complex transactions, John’s focus is always on unlocking long-term value.

Testimonials

Scaling Made Simple

"Working with Tom & the team at Raze has been transformative for our business. Their expertise and support were key in securing funding that enabled our management team to transition into ownership. Tom guided us with clarity and patience, and thanks to Raze, we’ve completed a major milestone and are now positioned for future growth."

Michael De Minckwitz, GourmetFood.co.uk Founder
Purpose
Ownership Transition
Outcome
Future Growth Secured
The Perfect Growth Partner

"We’ve worked with Alex for nearly 15 years, and he truly understands our business and what we stand for. Raze were brilliant in helping us secure a fantastic new financing package and introduced us to Santander, who really got what we’re about and are the perfect long-term partner to support our growth."

Sharon Kaur, Finance Director, BJS Home Delivery
Purpose
Growth & Expansion
Funds Raised
£7m+
A Game-Changer

"Working with Tom Addyman and the team at Raze has been a game-changer for M2M Direct. Securing £10 million in lending facilities wasn’t just a financial milestone—it was a strategic leap forward for our business. Tom understood our growth ambitions from day one and moved with speed, clarity, and confidence to make it happen."

Billy Evans, CEO, M2M Direct.
Purpose
Growth & Expansion
Funds Raised
£10m
Set for success with expert support.

"Raze's deep market insights and knack for securing the best terms meant we could focus on running our business and chasing our goals. With their expertise and support, we're all set for our next phase."

Sam Back, Attic Brew Co.
Purpose
Growth
Funds Raised
£2m+
Funding success for future growth

"Raze’s comprehensive review of financing solutions and unwavering support throughout the loan application process ensured a timely and successful outcome, perfectly aligned with our 2025 growth ambitions"

Ning Cheah, The Beauty Crop.
Purpose
Growth
Funds Raised
£3m+
Expertise That Delivers

"Tom's expertise, responsiveness, and commitment to securing the right outcome were second to none. Thanks to Tom, the group is now thriving, and we’re well-positioned for continued success. I’d highly recommend Tom and the team at Raze to any business looking for smart, growth-focused financial support."

Andy Rowe, Managing Director, TTS360
Purpose
Launch of new service
Real businesses.
Real results.

“Working with Raze has been transformative for The Beauty Crop. When we needed additional finance to fuel our rapid growth, Raze helped us to secure a multi-million-pound funding package."

Ning Cheah, The Beauty Crop.
Purpose
Growth
Funds Raised
£3m+
Strategic Funding Success

"Partnering with Tom Addyman at Raze was a pivotal moment for us at TTS360. As we prepared to launch a new insurance service, we needed a strategic finance solution that could support our growth and future ambitions. Tom took the time to understand our business inside out and delivered a tailored funding strategy that aligned perfectly with our goals."

Andy Rowe, Managing Director, TTS360
Purpose
Launch of new service
Scaling Made Simple

"What really sets Raze apart is their modern, no-nonsense approach. No red tape, no jargon—just smart, tailored solutions that deliver. The process was seamless, the communication was sharp, and the outcome speaks for itself.Thanks to Raze, we’re now scaling faster, investing deeper, and pushing boundaries we couldn’t before. If you're serious about growth, Raze should be your first call."

Billy Evans, CEO, M2M Direct.
Purpose
Growth & Expansion
Funds Raised
£10m
Built for what’s next

"Partnering with Raze has been a game-changer for our business. They helped us lock in finance that has supported expanding our capacity and investing for the future."

Sam Back, Attic Brew Co.
Purpose
Growth
Funds Raised
£2m+
Scaling Made Simple

"Working with Tom & the team at Raze has been transformative for our business. Their expertise and support were key in securing funding that enabled our management team to transition into ownership. Tom guided us with clarity and patience, and thanks to Raze, we’ve completed a major milestone and are now positioned for future growth."

Michael De Minckwitz,
GourmetFood.co.uk Founder
Purpose
Ownership Transition
Outcome
Future Growth Secured
The Perfect Growth Partner

"We’ve worked with Alex for nearly 15 years, and he truly understands our business and what we stand for. Raze were brilliant in helping us secure a fantastic new financing package and introduced us to Santander, who really got what we’re about and are the perfect long-term partner to support our growth."

Sharon Kaur, Finance Director,
BJS Home Delivery
Purpose
Growth & Expansion
Funds Raised
£7m+
A Game-Changer

"Working with Tom Addyman and the team at Raze has been a game-changer for M2M Direct. Securing £10 million in lending facilities wasn’t just a financial milestone—it was a strategic leap forward for our business. Tom understood our growth ambitions from day one and moved with speed, clarity, and confidence to make it happen."

Billy Evans, CEO, M2M Direct.
Purpose
Growth & Expansion
Funds Raised
£10m
Set for success with expert support

"Raze's deep market insights and knack for securing the best terms meant we could focus on running our business and chasing our goals. With their expertise and support, we're all set for our next phase."

Sam Back, Attic Brew Co.
Purpose
Growth
Funds Raised
£2m+
Funding success for future growth

"Raze’s comprehensive review of financing solutions and unwavering support throughout the loan application process ensured a timely and successful outcome, perfectly aligned with our 2025 growth ambitions"

Ning Cheah, The Beauty Crop.
Purpose
Growth
Funds Raised
£3m+
Expertise That Delivers

"Tom's expertise, responsiveness, and commitment to securing the right outcome were second to none. Thanks to Tom, the group is now thriving, and we’re well-positioned for continued success. I’d highly recommend Tom and the team at Raze to any business looking for smart, growth-focused financial support."

Andy Rowe, Managing Director,
TTS360
Purpose
Launch of new service
Real businesses. Real results.

“Working with Raze has been transformative for The Beauty Crop. When we needed additional finance to fuel our rapid growth, Raze helped us to secure a multi-million-pound funding package."

Ning Cheah, The Beauty Crop.
Purpose
Growth
Funds Raised
£3m+
Strategic Funding Success

"Partnering with Tom Addyman at Raze was a pivotal moment for us at TTS360. As we prepared to launch a new insurance service, we needed a strategic finance solution that could support our growth and future ambitions. Tom took the time to understand our business inside out and delivered a tailored funding strategy that aligned perfectly with our goals."

Andy Rowe, Managing Director,
TTS360
Purpose
Launch of new service
Scaling Made Simple

"What really sets Raze apart is their modern, no-nonsense approach. No red tape, no jargon—just smart, tailored solutions that deliver. The process was seamless, the communication was sharp, and the outcome speaks for itself.Thanks to Raze, we’re now scaling faster, investing deeper, and pushing boundaries we couldn’t before. If you're serious about growth, Raze should be your first call."

Billy Evans, CEO, M2M Direct.
Purpose
Growth & Expansion
Funds Raised
£10m
Built for what’s next

"Partnering with Raze has been a game-changer for our business. They helped us lock in finance that has supported expanding our capacity and investing for the future."

Sam Back, Attic Brew Co.
Purpose
Growth
Funds Raised
£2m+

Companies we’ve helped grow